(This is a complete global health insurance plan that also extends to alternative therapies including osteopathy, homeopathy and acupuncture.) If illness or an emergency strikes the Emerald plan covers diagnostic tests such as pathology, radiology, MRI, CT and PET scans. It covers the gap when tests are underway but clients are not yet admitted to hospital. It also has outpatient services for a full 90 days post-hospitalisation.

- Annual limit is USD 2.5 million.
- Full cover for chronic conditions and cancer
- Your choice of hospital, location and treatment is available according to the policy
- Full medical evacuation and repatriation

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